Price and Dependability Equally Important in an Auto Insurance Company

(EMAILWIRE.COM, March 09, 2010 ) Chicago, IL - The auto insurance industry is a very competitive marketplace which can be an advantage to consumers looking to obtain affordable premiums, but finding a reputable insurer is also an important factor when looking to become insured. OnlineAutoInsurance.com advises motorists to not only compare prices, but also the companies which offer the cheapest rates to ensure quality is not sacrificed for a lower premium.

There are many factors other than just price that make up an insurer and unfortunately the average consumers rarely go beyond comparing quotes quotes to help locate an insurer; this can lead to obtaining a policy from a company that may not offer the service or reliability that is expected out of the premiums being paid. Just as any other consumer product, individuals should set out to purchase coverage with the full intention of getting the best value for their dollar.

The Illinois Department of Insurance (http://www.insurance.illinois.gov/general/find_reputable.asp) suggests that motorist consider and compare carriers based on many different factors; this includes making sure that a company is licensed with the state, checking their complaint statistics and whether or not the insurer is financially stable. Unfortunately, many individuals do not check into providers prior to purchasing coverage which may lead to being covered by a carrier who may not be in good financial standing or has poor customer service.

The top rated auto insurance companies in the industry are those that are able to meet the financial obligations that they have to their policyholders and have good customer support; both of these aspects are important whether an insured wishes to make a simple change to a policy or needs to file a claim. Finding a reputable carrier may be done simply by contacting an individualÂ’s state insurance department and requesting a complaint ratio on companies to get an idea of the satisfaction level of their customers.

Consumers can also visit http://www.onlineautoinsurance.com/companies/ratings/ to learn more on the importance of reputable providers, how rating agencies evaluate and assign a rating to carriers based on financial stability and may also obtain free quote comparisons from multiple top rated insurance companies to help ensure that a quality insurer is found at an affordable price.

Online Auto Insurance
John Pirro
909-912-1855
john@onlineautoinsurance.com